Kentucky

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The Paleo-Indians were the earliest inhabitants of modern-day Kentucky probably more than 11,500 years ago. It is widely believed that this group lived in small settlements of about 20 to 50 people and made stone tools. The Archaic people succeeded the Paleo-Indians and engaged in hunting and gathering. Towards the end of the Archaic period, wild animals had reduced in population here, and the natives were forced adopt agriculture for survival purposes. The indigenous people during the Woodland Era were called the Mississippian People, and they started to build shelters, make bone tools, and engage in leather crafting and advanced agriculture. This was the culture that had direct contact with the Europeans, and they included the Cherokee, Chickasaw, Delaware and the Wyandot tribes.

Spanish explorer Hernando de Soto is documented to be the 1st European to visit this land at around 1541. The French later entered this area in the 17th century aiming to control the lucrative fur trade. The natives were not happy with this approach which resulted in significant battles such as the Beavers War. Massive settlement of Europeans was experienced in the mid-18th century and during this time, much of the area was included within the Virginia Territory. With time, though, the Kentuckians felt the desire to split from Virginia due to factors such as the long distance to the state capital and frequent raids from local militia.

With a population of about 75,000 people, the Commonwealth of Kentucky was admitted to the Union on June 1, 1792, as the 15th US state. It covers an area of 40,409 square miles making it the country’s 37th largest state in size. With the nearly 4.5 million people call it home, it now ranks as the 26th most populous US state. While not ranking very high in human population density, the state is home to the highest deer per capita in the country, making it the home to a vast amount of forest wildlife and ecosystems. The state is known most for its bourbon, horse racing derby, and fried chicken style which is world renowned and consumed globally. Ky. is unique insofar as it is one of only four American states that were constituted as a commonwealth. Nicknamed the Bluegrass State, it lives by the motto of ‘United we stand, divided we fall’.

The Bluegrass State is located in the East South Central part of the United States and shares its borders with the states of Virginia, Tennessee, West Virginia, Indiana, Missouri, Illinois, and Ohio. The Mississippi River is on its western side while the Ohio River defines the upper border. The Bluegrass Region is on the upper-central part of this state; made up of the Outer Bluegrass and the Inner Bluegrass, the Cumberland Plateau on the eastern side, the Pennyroyal Plateau on the western side, the Jackson Purchase and the Western Coal Fields. The Kentucky Bend, which is a unique enclave, made by the Mississippi River that appears to isolates the southwestern tip of KY from the rest of the state.

Professionals describe the climate here as subtropical and very humid. The state constantly fluctuates in extremes, while all four seasons do take place, the severity of each can change from year-to-year. Being positioned in the south of the country, you can expect cold drinks and AC machines in each home, as some summers can be brutally hot.

The Blue Grass State is endowed with various parks, national preserves, historical monuments and scenic places and trails. The Cumberland National Historical Park in Middlesborough preserves the earliest route that was used as the gateway to the west in the initial days of exploration. The Fort Donelson National Battlefield was erected to conserve and commemorate the triumph of the Union forces over the Confederate soldiers as this was a significant milestone towards the control of the Americas. The Mammoth Cave National Park protects the area around the Green Valley as well as its cave system which is known to be the longest in the world. Other major attractions include the Trail of Tears National Historic Trail, the Big South Fork National River & Recreational Area, and the Abraham Lincoln Birthplace National Historical Park in Hodgenville. Other popular places that you should check out include the Big Four Bridge, Mammoth Cave National Park, Smothers Park in Owensboro, Louisville Slugger Field, Natural Bridge State Resort Park in Slade, Cumberland Falls State Resort Park in Corbin, Diamond Caverns in Park City, Maker's Mark in Loretto, Keeneland and the Ky. Horse Park in Lexington, and the Louisville Mega Cavern to name a few.

There are various museums here that stocks artifacts that explore areas such as history, science, culture, aviation, and technology. The Ky. Artisan Center at Berea exhibits various drawings, paintings and other art creations from some of the best artists in this state. The Great American Dollhouse Museum has a lot of collections that give kids a chance to learn and interact. The Aviation Museum of Kentucky in Lexington documents the aviation history of this state and its contribution to the national arena. Other museums and places to experience should at least include the National Corvette Museum in Bowling Green, Old Friends at Dream Chase Farm in Georgetown, Woodford Reserve Distillery in Versailles, Cave Hill Cemetery and Conrad-Caldwell House Museum (Conrad's Castle), Floodwall Murals in Paducah, Creation Museum in Petersburg, Muhammad Ali Center, Willett Distilling Company in Bardstown, Churchill Downs and the Kentucky Derby Museum in Louisville, the National Quilt Museum in Paducah, Newport Aquarium, Buffalo Trace Distillery in Frankfort, and the Louisville Slugger Museum & Factory.

The state itself is divided up into 120 counties, with Jefferson country holding 700,000+ people, and Pike County being the largest in size. The city of Frankfort serves as the Ky. capital. This city is the 5th smallest US state capital based on population and was named for Stephen Frank; who was one of its Pioneers. The Kentucky River is a major water body that dissects this city and creates distinct districts within this state capital. Some of the other larger cities in this state are Louisville, Lexington, Bowling Green, Owensboro, Covington, Hopkinsville, Richmond, Florence, Georgetown, Henderson, Elizabethtown, Nicholasville, Jeffersontown, and Paducah.

Kentuckians are given a solid academic offering with eight public universities. The largest one is the UK located in the city of Lexington. Other public universities here are KSU based in Frankfort, Morehead State University in Morehead, NKU in the town of Highland Heights, Murray State University in Murray, and the U of L in the city of Louisville. Some of the public universities here specialize in regional issues. For instance, EKU in the city of Richmond specializes in forestry due to the massive forest industry in the area, and KU in Bowling Green offers a specialized Cave Management program for those that want to help protect and maintain the unique ecosystems in the variety of caves in that area. Some of the most notable private universities are the Bellarmine University and the Asbury University.

This state has several sports teams that play in various minor leagues. Some of the most notable baseball teams here that are associated with the MLB are the B.G. Hot Rods who are affiliated with the Tampa Bay Rays, the LVL Bats with the Cincinnati Reds, and the Lexington Legends with the Kansas City Royals baseball team. For soccer fans, there is the Lou City FC soccer team that plays in the USL. Several college teams from this state compete in the NCAA Division I. The most notable ones include the UK Wildcats, the EK Colonels, the U of L Cardinals, the Morehead State Eagles, the Murray State Racers, and the WKU Hilltoppers. The UK Wildcats collegiate basketball organization of the SEC is one of the most prestigious programs in the country, with their men’s and women’s teams earning more than 10 National Championships combined and topping record lists of stats like all time wins, points, and wins per season. Despite Ky. not being represented with a professional sports teams, with the Wildcats consistently ranking as one of the country’s finest, it tends to bring the state together in the same way that popular professional teams do in other states. For racing fans, the Kentucky Speedway hosts the Quaker State 400 of the NASCAR Sprint Cup Series among many other major races.

This state has a robust and diversified economy with players such as education, energy, transport, healthcare, retail, food processing, banking, and hospitality just to mention a few. Some of the major employers here include; Humana Inc., Yum Brands, Ashland, General Cable, Kindred Healthcare, Our Lady Bellefonte Hospital, Norton Psychiatric Center, UK Healthcare, St. Elizabeth Healthcare, United Parcel Service, Toyota Motor Manufacturing, Fort Campbell Army Base, Ford Company, Jewish Hospital Healthcare, and Kroger Co.

When buying or selling a house here, the real estate closing agent will typically use a Warranty Deed to convey the title of the property to the new owner. For the deed to be legally valid, the document must include the property’s exact legal description, which usually comes from language within the property’s original survey. Since this state used to be part of the early organizing years of the USA, it primarily follows the old English real estate surveying method of using Metes and Bounds to legally describe the property.

If you aren’t paying cash for the home and are instead getting a loan to buy the real estate, then understand that this is primarily a lien theory state. This just means that the raw title of the property will remain as collateral until the lien is ultimately paid off. The most common document that is used here to secure the lender’s interest in the title is called a Mortgage.

If for some reason the borrower cannot repay the home loan, then the lender must go to court and start a judicial foreclosure which typically takes about 147 days to complete so long as it remains uncontested. During this process, the mortgage company’s attorney will also typically file a lis pendens against the property so that the public is made aware of the pending foreclosure. Once the judge rules in favor of the mortgage company, then the court will issue a final judgment of foreclosure and the property will either revert back to the bank or will be awarded to the highest bidder at the foreclosure auction. The laws that pertain to the Ky. foreclosure process are mostly found in Chapter 426.

However, if you are a Kentuckian landlord that needs to evict a non-paying tenant, then you would need to reference the K.R.S. of Title XXXII, Chapter 383 instead. Whereas if you are looking to become a real estate agent, then you would just deal directly with the Ky. Real Estate Commission, which oversees all the licensing of the agents and most of the implementation and enforcement of the Kentucky Real Estate Laws. Amongst other things, the main requirements to get a real estate license here would be to be at least 18 years old, have at least a GED, complete at least 96 hours of approved KY real estate courses, successfully pass the written state real estate exam, pass certain criminal background checks, and pay the various required licensing fees.

With all the attractive parks, great heritage, modern education system, strong economy, excellent museums and entertaining sporting action, it’s no wonder why so many residents love calling the state home. Speaking of homes, if you happen to have one that you would like to sell, then we would be honored with the opportunity to purchase it from you. If the speed of selling your home is your concern, have no fear because we can close escrow very quickly. In fact, if you had only contacted Finally Sold ten days ago, your home could have already been Finally SOLD by now.

 

Some of the counties where we purchase properties in this state are: Adair | Allen | Anderson | Ballard | Barren | Bath | Bell | Boone | Bourbon | Boyd | Boyle | Bracken | Breathitt | Breckinridge | Bullitt | Butler | Caldwell | Calloway | Campbell | Carlisle | Carroll | Carter | Casey | Christian | Clark | Clay | Clinton | Crittenden | Cumberland | Daviess | Edmonson | Elliott | Estill | Fayette | Fleming | Floyd | Franklin | Fulton | Gallatin | Garrard | Grant | Graves | Grayson | Green | Greenup | Hancock | Hardin | Harlan | Harrison | Hart | Henderson | Henry | Hickman | Hopkins | Jackson | Jefferson | Jessamine | Johnson | Kenton | Knott | Knox | Larue | Laurel | Lawrence | Lee | Leslie | Letcher | Lewis | Lincoln | Livingston | Logan | Lyon | McCracken | McCreary | McLean | Madison | Magoffin | Marion | Marshall | Martin | Mason | Meade | Menifee | Mercer | Metcalfe | Monroe | Montgomery | Morgan | Muhlenberg | Nelson | Nicholas | Ohio | Oldham | Owen | Owsley | Pendleton | Perry | Pike | Powell | Pulaski | Robertson | Rockcastle | Rowan | Russell | Scott | Shelby | Simpson | Spencer | Taylor | Todd | Trigg | Trimble | Union | Warren | Washington | Wayne | Webster | Whitley | Wolfe | Woodford.

At Finally Sold, we buy most all single family homes in their as is condition. If you happen to have a property that you would like to sell, make sure you call us or fill out our short online form so that you too can once and for all get your property Finally SOLD!

Finally Sold is a national real estate investment company that specializes in helping homeowners sell quick for cash. We are not Realtors® or a real estate agency. We instead purchase houses and real estate for our benefit. No 'Agency' is created when selling a property to us. We are an Equal Housing Opportunity Provider. We do business in accordance to the Federal Fair Housing Law. One or more franchisees of Right Now Capital, LLC and the Finally Sold Brand may be licensed real estate agents.