Maryland

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The modern-day state of Maryland was first inhabited by the Paleo-Indians who engaged in hunting and gathering at least as early as 12,000 years ago. By 1000 BC, several Algonquian tribes were living here and were spread across different villages. Some of these Native American tribes included the Piscataway, Nacotchtank, Shawnee, Patawomeck, Doeg, Nanticoke, and the Tockwogh. The 1st European explorer arrived in this area around 1498 and was followed by more explorations in the subsequent years. It was not until the early 17th century, however, that various settlers started to arrive at this land where they interacted with different native tribes such as the Nanticoke.

George Calvert applied for a charter from the then King of England, Charles I, to form the Province of Maryland. The Colony of Maryland was chartered in 1632 and put under the leadership of Cecilius Calvert. This state was named for Queen Henrietta Maria; the wife of King Charles I. This colony encouraged settlers to land in this area which saw two ships land on the southern part of the present-day state on March 25, 1634, which is recognized statewide as the Maryland Day. More settlers later followed, and this colony became a great trading center with tobacco being the primary commodity.

With an estimated population of about 300,000 people, Maryland was admitted to the Union on April 28, 1788, making it the 7th state. It covers an area of 12,407 square miles which makes it the 42nd largest state in land mass. With the more than 6 million people calling the state home, it now ranks as the 19th most populous US state. It is known by various nicknames such as; the Little America or America in Miniature and is driven by the motto; Strong Deeds, Gentle Words. Black, Gold, White and Red are the official colors of this state.

The state is located in the central part of the United States; specifically, the Mid-Atlantic region which is made up of states in between the South Atlantic and New England states. Md. shares its borders with the city of Washington D.C., Atlantic Ocean and the states of West Virginia, Pennsylvania, Delaware and Virginia. The America in Miniature nickname was adopted due to its varying topography across many different regions. The eastern part of this state is covered mostly by sandy dunes while rolling hills cover the western side with pine groves and oak forests. The highest point in this state is the Hoye-Crest located on Backbone Mountain.

The eastern part of the state lies in a humid subtropical zone and receives a fair amount rainfall due to its proximity to the coast. The interior western part of the state has a humid continental climate. MD is divided into 23 counties and one independent city, Baltimore. The first county, St Mary's County, was founded in 1634 by settlers led by Lord Baltimore. The whole destiny of the state started with that settlement.

The city of Annapolis is its capital city and is known by various nicknames such as; the America’s Sailing Capital, Naptown, Crabtown on the Bay, and the Sailing Capital of the World. The city houses numerous historical monuments and buildings such as the Paca House and Garden which is a typical structure of the buildings used during the colonial era fully fitted with ancient furniture and fittings.

The state has various national preserves, scenic places, and unique parks which mark significant occurrences in its history. The Chesapeake and Ohio Canal National Historical Park was built to maintain the heritage of the Americas for using the canals as a mode of transport in the early days. The Fort McHenry National Monument & Historic Shine was erected to commemorate those who fought fiercely during the famous Battle of Baltimore. The Harriet-Tubman Railroad National Monument & Scenic Byways appreciates the role of Harriet Tubman, who risked her life while helping slaves to flee through underground tunnels. The Thomas Stone National Historic Site commemorates Thomas Stone, who fought for the liberation of America and was one of the men who signed the document for Declaration of Independence of America.

Residents here have access to a variety of schools to quench their thirst for modern education. UMD, with the main campus in the city of Baltimore, is the largest public university in this state. The other main public universities include; Bowie State University located in the city of Bowie, Coppin State University in Baltimore, Frostburg State University in Frostburg, Morgan State University in Baltimore, Salisbury University in Salisbury, Towson University in Towson, the United States Naval Academy in Annapolis and the University of Baltimore. This state also has some notable private universities such as the Johns Hopkins University located in College Park and the Loyola University MD in Baltimore.

Various professional teams that play in major and minor leagues hail from the state. The major teams here include; the MLB Baltimore Orioles baseball team, the NFL Washington Redskin and Baltimore Ravens football teams, and the MLL Chesapeake Bayhawks lacrosse team. Various universities and colleges sponsor athletic teams in this state with the primary ones being the Terrapins, Blue Jays, Greyhounds, Bears, Midshipmen, and Tigers. Annapolis is host to the postseason collegiate football Military Bowl game. For golfing fans, Bethesda is host to the Quicken Loans National PGA Tour. Horse racing fans can attend the Preakness Stakes of the Triple Crown series held at the Pimlico Race Course.

This state has various museums that preserve it history and culture. The B & O Railroad Museum is one of the country’s railroad stations that display the evolution of rail transportation. The African Art Museum of Maryland is an exclusive facility that stocks literature and art collections of some of the best African-American arts in this state. The U.S. Naval Academy Museum is dedicated to the history of the U.S. Navy and has a collection of ship models used between the 17th and 20th centuries. The College Park Aviation Museum focuses on the aviation history of this state.

The economy here receives contributions from various players such as agriculture, retail, education, hospitality, tourism, biotechnology, banking, food processing, and energy just to name a few. Some of the largest private employers in this state are Lockheed Martin, Marriott International, Discovery Communications, Host Hotels and Resorts, Johns Hopkins Medical Institutions, Giant Food Inc., MedStar Health, Black & Decker Corp., Verizon, Johns Hopkins University, Northrop Grumman Corp., Constellation Energy Group, McCormick & Company and Wal-Mart Inc.

When buying or selling a house here, the real estate closing agent will typically use a Grant Deed to convey the title of the property to the new owner. For the deed to be legally valid, the document must include the property’s exact legal description, which usually comes from language within the property’s original survey. Since this state used to be part of the original 13 U.S. Colonies, it primarily follows the old English real estate surveying method of using Metes and Bounds to legally describe the property.

If you aren’t paying cash for the home and are instead getting a loan to buy the real estate, then understand that this state is primarily a lien theory state. This just means that the raw title of the property will remain as collateral until the lien is ultimately paid off. The most common document that is used here to secure the lender’s interest in the title is called a Deed of Trust.

If for some reason the borrower cannot repay the home loan, then the lender must go to court and start a judicial foreclosure which typically takes about 46 days to complete so long as it remains uncontested. During this process, the mortgage company’s attorney will also typically file a lis pendens against the property so that the public is made aware of the pending foreclosure. Once the judge rules in favor of the mortgage company, then the court will issue a final judgment of foreclosure and the property will either revert back to the bank or will be awarded to the highest bidder at the foreclosure auction. The laws that pertain to the foreclosure process here are mostly found in Maryland Rules, Title 14, Chapter 200.

However, if you are an Marylander landlord that needs to evict a non-paying tenant, then you would need to reference the statutes of Real Property Article, Title 8 instead. Whereas if you are looking to become a real estate agent, then you would just deal directly with the MD Real Estate Commission, which oversees all the licensing of the agents and most of the implementation and enforcement of the Maryland Real Estate Laws. Amongst other things, the main requirements to get a real estate license here would be to be at least 18 years old, complete at least 60 hours of their approved real estate courses, successfully pass the written state real estate exam, pass certain criminal background checks, and pay the various required licensing fees.

The state is known for its friendly, hardworking and innovative citizens. With the favorable business environment, modern schools, excellent parks and museums, and its incredible terrain, it's no wonder why so many residents love calling it home. Speaking of homes, if you happen to have one that you would like to sell, then we would be honored with the opportunity to purchase it from you. If the speed of selling your home is your concern, have no fear because we can close escrow very quickly. In fact, if you had only contacted Finally Sold ten days ago, your home could have already been Finally SOLD by now.

 

Some of the counties where we purchase properties in this state are: Allegany | Anne Arundel | Baltimore | Calvert | Caroline | Carroll | Cecil | Charles | Dorchester | Frederick | Garrett | Harford | Howard | Kent | Montgomery | Prince George's | Queen Anne's | St. Mary's | Somerset | Talbot | Washington | Wicomico | Worcester | Baltimore City.

At Finally Sold, we buy most all single family homes in their as is condition. If you happen to have a property that you would like to sell, make sure you call us or fill out our short online form so that you too can once and for all get your property Finally SOLD!

Finally Sold is a national real estate investment company that specializes in helping homeowners sell quick for cash. We are not Realtors® or a real estate agency. We instead purchase houses and real estate for our benefit. No 'Agency' is created when selling a property to us. We are an Equal Housing Opportunity Provider. We do business in accordance to the Federal Fair Housing Law. One or more franchisees of Right Now Capital, LLC and the Finally Sold Brand may be licensed real estate agents.